Now that I am a parent, driving safety is no longer just a fleeting idea. My husband and I, live and breathe it.
We have proper baby car seats installed in both our cars, rear-facing of course and we always strap our son in it, no matter how short the journey is. Even a 5 minute drive to the neighbourhood shop, we would strap him in. No negotiations.
I have been a driver for a total of 13 years and in that period, I have been involved in 4 car accidents and I’m hoping to keep it that way.
While my first 3 accidents were completely attributed to my youthful idiocy, my forth and hopefully last motor accident happened during a traffic crawl on LDP.
I was then already in my late 20s. I was no longer an inexperienced driver and I had always kept a distance of at least 2 vehicles. I always used my indicators, I’d always checked my mirrors and yet…..the driver of a 4WD lost focus and accidentally rear-ended my car while we were all only moving about 15kmh. The sheer force propelled my poor Suzy (that’s my then car’s name) straight into the back of another car in front of me.
The back of my beloved Suzy.
This incident had taught me that no matter how careful I am, I am still exposed to many risks because I can’t control what other people do on the road!
In hindsight, I am thankful that when all these accidents happened, I was alone. That I had no friends or loved ones with me. I certainly do not ever want to be involved in any motor accident no matter how minor if my son were with me!
But you and I know that no matter how careful we are, we are all still at risks. And that’s why it’s so important to have insurance. While the public at large will spend on motor insurance because it is one of the requirements for your motor vehicle to be on the road, but it is very common that people neglect the fact that basic motor insurance does not protect the passengers who are riding in their car.
Hence recently, I purchased this brand new insurance in town called Tune Drive Care from the folks at Tune Protect.
Not everyone will go that further step in upgrading their basic motor insurance so that it covers their passengers too, but with Tune Drive Care, anyone riding in your car is essentially protected by your Tune Drive Care policy.
This is a very unusual insurance policy in that it takes care of medical bills and other care expenses accumulated by the driver and passengers in a motor accident.
That’s why I got it, because it costs only a nominal amount annually (RM60 for the plan I chose) and I can now have peace of mind every time I ferry someone dear to me in my car.
For RM60 a year, everyone in my car is insured up to RM20,000. You can pay more too for coverage of up to RM30,000.
Purchasing Tune Drive Care was also very easy. I just had to log in to the website at https://www.tuneprotect.com/ and follow the instructions. Honestly, it’s easier than shopping for clothes online haha.
There’s no need to name your car’s passengers in the policy. As long as your passenger at the time of incident is between 3 to 70 years old, he or she is eligible to be covered under your policy.
I got my policy number and certificate via email in matter of seconds after payment, which can be done with either a credit or debit card.
Thank you Tune Protect for this great product that addresses the risks that many drivers in Malaysia are facing.
They have several other great products too that you can check out like its Travel Insurance, Life Insurance (which I am very likely getting; paying only RM109 per year for RM50,000 coverage is pretty dang good!) and also insurance for theft.
Drive safe, everybuddy!